Dua for Relief from Poverty and Debt

Explanation
This is a dua for relief from poverty and for paying off debt. It is one of the duas the Prophet Muhammad ﷺ recited when going to bed.
Dua Text
اَللّٰهُمَّ رَبَّ السَّمٰوَاتِ السَّبْعِ وَرَبَّ الْعَرْشِ الْعَظِيمِ، رَبَّنَا وَرَبَّ كُلِّ شَيْءٍ، مُنْزِلَ التَّوْرَاةِ وَالْإِنْجِيلِ وَالْقُرْآنِ، فَالِقَ الْحَبِّ وَالنَّوٰى، أَعُوذُ بِكَ مِنْ شَرِّ كُلِّ شَيْءٍ أَنْتَ آخِذٌ بِنَاصِيَتِهِ، أَنْتَ الْأَوَّلُ فَلَيْسَ قَبْلَكَ شَيْءٌ وَأَنْتَ الْآخِرُ فَلَيْسَ بَعْدَكَ شَيْءٌ، وَأَنْتَ الظَّاهِرُ فَلَيْسَ فَوْقَكَ شَيْءٌ، وَأَنْتَ الْبَاطِنُ فَلَيْسَ دُونَكَ شَيْءٌ، اِقْضِ عَنِّي الدَّيْنَ وَأَغْنِنِي مِنَ الْفَقْرِ
Transliteration
Allahumma Rabbas-samawatis-sab’i wa Rabbal-‘arshil-‘azim, Rabbana wa Rabba kulli shay’, munzilat-Tawrati wal-Injili wal-Qur’an, faliqal-habbi wan-nawa, a’udhu bika min sharri kulli shay’in anta akhidhun bi-nasiyatih. Antal-Awwalu falaysa qablaka shay’un, wa antal-Akhiru falaysa ba’daka shay’un, wa antaz-Zahiru falaysa fawqaka shay’un, wa antal-Batinu falaysa dunaka shay’un, iqdi ‘annid-dayna wa aghnini minal-faqr.
Meaning
O Lord of the seven heavens and of the Mighty Throne! Our Lord and the Lord of all things; O Allah, Lord of the Torah, the Gospel and the Quran! O Allah, who creates the grain and the seed within it! I seek refuge in You from the evil of everything, for You hold it by its forelock. You are the First; there is nothing before You. You are the Last; there is nothing after You. You are the Manifest; there is no power above You. You are the Hidden; there is nothing more hidden than You. Pay off my debt and free me from poverty, my Lord.
What Is Asked in This Dua
Relief from poverty and the paying off of debt are asked for. Calling upon the Lord of the seven heavens and of the Throne, the dua seeks refuge in Allah from the evil of everything and asks for the burden of making a living to be lifted.
When and How to Recite
It is one of the duas the Prophet Muhammad ﷺ recited when going to bed; it is recited before getting into bed. No specific number is mentioned in the source.
The source book describes the states poverty can drive a person into: many people have lost their faith because of poverty, given false testimony and fallen into similar troubles.
Virtue
The source book states that poverty is a tool of Satan; that many people have lost their faith because of poverty, given false testimony, and that many similar things have happened because of poverty; therefore one must seek refuge in al-Haqq and ask for whatever is best for us.
Frequently Asked Questions
When is the dua for relief from poverty recited?
It is one of the duas the Prophet Muhammad ﷺ recited when going to bed; it is recited before getting into bed.
Is this dua also recited for debt?
Yes; along with relief from poverty, the dua also asks for debt to be paid off.
Who is being called upon in the dua?
Allah is called upon as the Lord of the seven heavens and of the Mighty Throne, the Lord of the Torah, the Gospel and the Quran.
Source
Tuhfat al-Ahwadhi, vol. 9, p. 452.
The text on this page was prepared by Dua Kitaplığı based on the work cited above. The Arabic text has been transcribed from the original with its vowel marks, and the transliteration in Latin letters and the English meaning are given separately. No virtue or number that does not appear in the source is added to this page. How do we prepare our content?
Published: 18 September 2026 · Last updated: 9 October 2026
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